Medicare Supplement insurance plans help with costs that Original Medicare doesn’t cover, like your coinsurance, copays, or the Part A and Part B deductibles. You can add these plans once you’ve enrolled in Original Medicare, and they let you visit any doctor who accepts Medicare patients.
Empire has been serving New Yorkers for over 75 years. Come find which plan works best for you!
Is Medicare Supplement (Medigap) right for you?
Yes , the Medicare Supplement plan is right for you
- You’re enrolled in Original Medicare (Parts A and B) and you live in one of the 28 New York counties served by Empire.
- You want peace of mind knowing you’ll have help with many of the costs that Original Medicare doesn’t cover.
- You’d like the flexibility to see any doctor who accepts Medicare patients, not just the doctors in a network, and without referral.
- You plan to travel in the United States and want to be able to see any doctor who accepts Medicare patients.
- You see a doctor who charges more than the Medicare-approved amount for care.
No, the Medicare Supplement plan is not right for you
- You’re not enrolled in Original Medicare (Parts A and B).
- You have coverage from an employer that pays all or some of the costs that Original Medicare doesn’t cover.
- You have coverage through your union that pays all or some of the costs that Original Medicare doesn’t cover.
- You’re going to sign up for a Medicare Advantage Plan (Part C) in New York.
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If your state isn't listed, check out bcbs.com to find coverage in your area.
