Check out the facts on dental discount plans and compare them to the benefits of Empire's affordable, full coverage dental insurance plans.
The facts on competitor dental discount plans
- Discount dental plans are NOT insurance
You pay a small monthly or annual fee for access to discounts from a network of dentists
- You pay the entire fee
With no claims, the plan doesn't pay for any portion of the cost of the services
- Fewer choices of dentists
Fewer participating dentists than Dental PPO networks
- No out-of-network benefits
If your dentist doesn't participate in the discount programs, you pay the entire cost of the provider's fees
Advantages of Empire's full coverage dental plans
- Empire's dental PPO plans ARE insurance plans
Plans pay part of the cost of any covered service from dentists who agree to offer discounts for covered services
- More options
Our dental PPO networks usually have more participating dentists than discount plans
- Choice of in- or out-of-network dentists
Our full coverage dental plans offer benefits even with out-of-network dentists, though you may pay a little more
- Pay less with in-network dentists
You’ll benefit from the negotiated discounts even when your annual benefit maximum* is reached
Empire has a variety of affordable
New York dental plans
with different price points and out-of-pocket costs. Most plans cover 100% for exams, cleanings, and X-rays, without a waiting period.
* Network data from Strenuus, November 2017